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CITY

Select a City: No Preference Omaha Arlington Ashland Bellevue Bennington Blair Fort Calhoun Fremont Gretna La Vista Papillion Plattsmouth Ralston Valley Waterloo Yutan Choose a property type: Residential Land Commercial For Sale Commercial For Lease Multifamily Residential Rental Auction

What is your price range? No Minimum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SUBDIVISION

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Choose a property type: Residential Land Commercial For Sale Commercial For Lease Multifamily Residential Rental Auction

What is your price range? No Minimum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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SCHOOL

Enter a School:

Choose a property type: Residential Land Commercial For Sale Commercial For Lease Multifamily Residential Rental Auction

What is your price range? No Minimum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Land Commercial For Sale Commercial For Lease Multifamily Residential Rental Auction

What is your price range? No Minimum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Adams Albion Alliance Alma Alvo Ames Arapahoe Arlington Ashland Atkinson Atlantic Auburn Aurora Avoca Bancroft Beatrice Beaver Crossing Bedford Beemer Bellevue Bellwood Bennington Blair Blencoe Boone Boys Town Brady Brainard Brownville Brule Bruno Burwell Cambridge Carleton Carter Lake Castana Cedar Bluffs Cedar Creek Center Central City Ceresco Charter Oak Chester Clarinda Clarkson Colon Columbus Cook Corning Council Bluffs Cozad Crab Orchard Craig Crescent Crete Crofton Cumberland Dalton David City Decatur Deloit Denison Des Moines Dexter Dickens Dix Dodge Dow City Dunbar Duncan Dunlap Eagle Earling Elkhorn Elliott Elm Creek Elmwood Elsie Elsmere Elwood Emerson Endicott Ericson Essex Ewing Fairbury Falls City Farragut Fordyce Fort Calhoun Fort Dodge Fremont Fullerton Geneva Glenwood Gothenburg Grafton Grand Island Greenwood Gretna Griswold Hamburg Hancock Harlan Hartington Hastings Henderson Hendley Herman Holbrook Homer Honey Creek Hooper Howells Ithaca Kearney Kennard Keystone Kimballton La Vista Lake Mills Laurel Leshara Lewis Lincoln Linwood Little Sioux Logan Louisville Lynch Lyons Macedonia Madison Magnolia Malmo Malvern Manley Martell Mcclelland Mccool Junction Mead Memphis Milford Milligan Minden Mineola Missouri Valley Modale Mondamin Moorhead Morse Bluff Murdock Murray Nashville Nebraska City Nehawka Neola Nickerson Niobrara Norfolk Norman North Bend North Platte Null Oakland Odell Offutt A F B Omaha Onawa Oneill Other Otoe Pacific Junction Panama Panora Papillion Pawnee City Pender Percival Persia Peru Pisgah Plattsmouth Pomeroy Portsmouth Prague Ralie Ralston Randolph Red Oak Richfield Rising City Rogers Rose Saint Libory Saint Paul Schuyler Scribner Seward Shelby Shenandoah Sidney Silver City Snyder South Bend Sparks Springfield Stanton Stella Sterling Strang Swedeburg Syracuse Tabor Tecumseh Tekamah Thurman Thurston Tontanelle Treynor Turin Uehling Unadilla Underwood Union Urbandale Valley Valparaiso Verdigre Villisca Wahoo Walnut Walnut City Washington Waterloo Wausa Waverly Wayne Weeping Water West Point Weston Westphalia Wilber Williamson Wilsonville Winslow Wisner Woodbine Wynot York Yutan Choose a property type: Residential Land Commercial For Sale Commercial For Lease Multifamily Residential Rental Auction

What is your price range? No Minimum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $50,000 $75,000 $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Beds 1 2 3 4 5 6 7 8+ Baths 1 2 3 4 5 6 7 8+

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2010 Mortgage Rate Predictions

Wow!  Credit and housing markets have gone crazy.  The mess began building with easy credit and low interest rates.  It’s only logical that it ends with a tight credit market and higher interest rates.

But when will that happen?
 
The credit market is already tougher than it has been since at least 2000.  But what about the interest rate market?
 
Luckily, current rates are still at historic lows.  And, contrary to what is commonly published, mortgages are readily available.  That is, available to families who can demonstrate an ability and willingness to repay them.
 
The scary part is looking out into the second half of 2010.  What will the real estate and mortgage markets look like later this year?
 
To answer that question, we need to acknowledge several efforts to steady the rate market and stimulate the housing market.  The Federal Reserve program (part of TARP) of buying mortgage-backed securities is scheduled to end in March.  This program has been an artificial source of continued low rates.  The Fed has been an artificial buyer.  When the demand for mortgage-backed securities is high, their rates are low. What will happen when the Fed stops buying these assets?  When demand drops, interest rates rise to make them more attractive.  This is on the calendar for March, 2010.
 
The now famous homebuyer tax credit expires with purchase agreements executed in April and closed by the end of June, 2010.
 
It doesn’t take a rocket scientist to predict that rates will rise from historic lows.  It is just a matter of when.  If the Fed program ends in March and the homebuyer tax credit ends in April-June, what will be left to keep rates low?
 
I’m not alone with my expectation of higher rates in 2010.  They may be significantly higher.  If you have been thinking about buying a home, I suggest you get the process started.  $200,000 loans are $125 cheaper monthly at 5% than at 6%.  They cost another $131 monthly if you watch rates get to 7%.  These small changes could keep you out of your dream home.  Don’t watch historically low rates become history.  Take advantage of the market today.

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