All Blog Entries by Jason Hellman 
Jason B. Hellman grew up Lincoln and Omaha, NE graduating from Omaha Westside High School He received a Bachelor of Science degree in Geological Engineering from the Colorado School of Mines.
After graduation, Jason returned home to Omaha and began his engineering career.
In January 1995, Jason joined Woodward-Clyde as a Staff Engineering. He worked his way towards a license in Professional Civil Engineering and a second license in Professional Geology. Sometime in 2000 Jason was approached to help launch a mortgage company. Somewhat unsettled with his technical career, Jason listened and eventually helped to finalize the business plan for HomeSmartz – Your Mortgage Solution. Having been in Omaha since college graduation, his start-up role focused on office location, set-up, and operational launch.
By February 2001, HomeSmartz was fully operational and funding mortgage loans. In May 2001, Jason was completely removed from his engineering career and a full time producer at HomeSmartz. The next few years saw steady growth. Jason’s roles included personal production, product and portfolio selections, corporate standard operating procedures, and being the primary technical resource for the firm.
Jason has been unable to lose his analytical nature. He enjoys the challenge of finding unique and specific solutions to mortgage scenarios. Jason believes that every mortgage is unique. Every scenario has it’s own “Mortgage DNA”. His goal remains to decipher and present you with the most economical and efficient means to meet your unique financial goals.
Jason actively serves on the Westside Alumni Foundation and Prevent Blindness Nebraska Board of Directors He has also volunteered for numerous committees at Loveland Elementary School, cannot resist being a volunteer ‘room parent’, and does not miss a classroom holiday party.
Jason is married to Courtney Madson Hellman. Courtney is a local ophthalmologist. She is a specialist in the medical and surgical treatment of the vitreous and retina, diabetic eye disease and glaucoma. Her practice also encompasses general ophthalmology and cataract surgery. Together, they are the proud parents of Juliann (13), Bennett (11), Eleanor (9), and Abigail (8).
There are currently 5 blog entries published by Jason Hellman.
Is it the perfect environment to buy a home?
Thursday, June 2nd, 2011 at 11:31am. 572 Views, 0 Comments.
2007 saw the start of a severe correction in the housing and credit markets. There are even websites that track closed mortgage lenders. My favorite is at: http://ml-implode.com/ Our housing market experienced the perfect storm. In no particular order:
Is it still a good time to buy?
Monday, December 13th, 2010 at 1:13pm. 214 Views, 0 Comments.
Are you considering buying a new home but are not sure if the time is right? While no external market forces can make it the right time for you, they can (or should) convince you to get the process started. Our market is experiencing two external forces that should make you contemplate a new property. For some time now, many buyers have been waiting and watching the interest rate market. Rates were great, and seemingly getting better. When was the right time to ‘catch the falling knife’? Most of 2010 was blessed with 30-year fixed interest rates between 4.25% and 4.75%. These rates are historic records. The Wall Street Journal (Dec. 8, 2010) reports:
Mortgage rates rose again last week to their highest level since July.
The 30-year fixed-rate…
Lost Tax Credit Got you Down?
Tuesday, June 15th, 2010 at 12:04pm. 537 Views, 0 Comments.
You didn’t get your new home bought before the Federal tax credit expired. You’re feeling left out and foolish for not taking advantage of this opportunity. You have never seen a check for $8,000 with your name on it.
Don’t fret. Step out of the pity-parade and go find your new home. Why? Let’s look at the facts.
The National Association of Realtors® (NAR) recently estimated that April sales surged 7.6%. This is in direct correlation to the tax credit expiration. If you remember Macroeconomics – as demand for a product increases, so do prices. Did your friends pay too much for a home so they could get the $8,000 credit? Bloomberg actually estimated a 27% surge caused by the tax credit. Ask yourself, if there was a 27% increase in buyer activity,…
3 Things You Aren't Hearing in The Media
Thursday, February 4th, 2010 at 3:22pm. 258 Views, 0 Comments.
Our media machine in the US has a bizarre and strange habit of confusing the general public with half-truths and bad information. The main-stream media’s job is simple – sell advertisements. They are continually crafting stories to grab at our emotions. We read and watch and they sell more advertisements.
Below are three gotchas that the media isn’t reporting on today. These may be serious impediments to your new home purchase or refinance.
Mortgage Rates are going to go up.
As part of Federal stimulus efforts, the U.S. Treasury committed to buy $1.25 Trillion in mortgage securities. Expert opinions vary, but conservative estimates tie this to approximately 0.5% to 1.0% artificial reduction of retail mortgage rates. This program ends…
2010 Mortgage Rate Predictions
Wednesday, January 20th, 2010 at 9:37am. 908 Views, 0 Comments.
Wow! Credit and housing markets have gone crazy. The mess began building with easy credit and low interest rates. It’s only logical that it ends with a tight credit market and higher interest rates.
But when will that happen?
The credit market is already tougher than it has been since at least 2000. But what about the interest rate market?
Luckily, current rates are still at historic lows. And, contrary to what is commonly published, mortgages are readily available. That is, available to families who can demonstrate an ability and willingness to repay them.
The scary part is looking out into the second half of 2010. What will the real estate and mortgage markets look like later this year?
To answer that question, we need to acknowledge several…
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